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Modesto CA Homes for Sale Market Comparison Report (December 2009 vs. December 2008)

We analyze several housing market indicators in order to present an in-depth breakdown of Modesto Ca Homes for Sale Market comparing December 2008 to December 2009.

Summary of Key Points

Modesto Ca Homes for Sale market has worsened from Dec 08 – 09

Median Sales Price (-13.93%), Median Days on Market (-4.93%), and Number of Units [...]

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Fremont CA Homes for Sale Market Comparison Report (December 2009 vs. December 2008)

We analyze several housing market indicators in order to present an in-depth breakdown of Fremont Ca Homes for Sale Market comparing December 2008 to December 2009.

Summary of Key Points

Fremont Ca Homes for Sale market has shown a marked improvement from Dec 08 selling more houses and at a faster rate

Median Sales Price (-0.39%), [...]

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Stockton CA Homes for Sale Market Comparison Report (December 2009 vs. December 2008)

We analyze several housing market indicators in order to present an in-depth breakdown of Stockton Ca Homes for Sale Market comparing December 2008 to December 2009.

Summary of Key Points

Stockton Ca Homes for Sale market has taken a hit from last year showing a major drop in units sold

Median Sales Price (-3.83%), Median Days [...]

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Oakland CA Homes for Sale Market Comparison Report (December 2009 vs. December 2008)

We analyze several housing market indicators in order to present an in-depth breakdown of Oakland Ca Homes for Sale Market comparing December 2008 to December 2009.

Summary of Key Points

Oakland Ca Homes for Sale essentially showed no change from Dec 08 – 09

Median Sales Price (-2.73%), Median Days on Market (-31.43%), and Number of [...]

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Buy or Refinance in High Cost County with VA Mortgage

The maximum loan limits for FHA Jumbo Loans for 2010 is $729750.So if a borrower needs to buy or refinance their home they would need to have equity for the amount financed over the maximum loan limit allowed.

However VA Mortgage offers a great possibility in select counties of California.

The counties with limits over $729750 are

Alameda [...]

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Brentwood CA Homes for Sale Market Comparison Report (December 2009 vs. December 2008)

We analyze several housing market indicators in order to present an in-depth breakdown of Brentwood Ca Homes for Sale Market comparing December 2008 to December 2009.

Summary of Key Points

Brentwood Ca Homes for Sale saw an improvement in its market

Median Sales Price (1.03%), Median Days on Market (-6.33%), and Number of Units Sold (24.49%)

Big [...]

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Berkeley CA Homes for Sale Market Comparison Report (December 2009 vs. December 2008)

We analyze several housing market indicators in order to present an in-depth breakdown of Berkeley Ca Homes for Sale Market comparing December 2008 to December 2009.

Summary of Key Points

Berkeley Ca Homes for Sale market suffered a decrease in home prices however that acted as an incentive for buyers leading to a significant increase [...]

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Sacramento CA Homes for Sale Market Comparison Report (December 2009 vs. December 2008)

We analyze several housing market indicators in order to present an in-depth breakdown of Sacramento Ca Homes for Sale Market comparing December 2008 to December 2009.

Summary of Key Points

Sacramento Ca Homes for Sale market remained unchanged for the most part though the number of units sold took a moderate hit

Median Sales Price (+11.76%), [...]

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San Jose CA Homes for Sale Market Comparison Report (December 2009 vs. December 2008)

We analyze several housing market indicators in order to present an in-depth breakdown of San Jose Ca Homes for Sale Market comparing December 2008 to December 2009.

Summary of Key Points

San Jose Ca Homes for Sale market experienced an increase in median sales prices however the number of units sold was down from last [...]

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How to Buy a Multi family 1-4 units owner occupied property with 3.5% down FHA Home Loan

New Home Buyers should consider buying Owner Occupied Multi Family (2-4 units) with an FHA Loan. For discussion purposes the  following suggestions/assumptions are made in this article.

The Duplex/Triplex/Four Plex will be owner occupied for primary residence
This means one of the units needs to be occupied by the borrower.
Credit score assumed is over 620 + Fico

75% [...]

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